London City Smiles

Finance Plans

0% Finance Plans Available

We are fully committed to providing premium dentistry treatments and services that are as accessible and affordable as possible.

We offer 0% finance over a term of up to 12 months for most treatments over £500. We also provide finance over a longer period (up to 60 months) at 9.9% APR​ on most treatments over £1,000.

What treatments qualify?

Treatments that cost £500 and above qualify for the 0% interest finance plan. This may include things like:

12 month 0% finance plan

Our 0% Finance Payment Plans are available for treatments starting at £500 and up to 12 months.

Long-term finance plan

APR 9.9% Finance Payment Plans are available on treatments starting at £1,000 and up to 60 months.*

*Representative APR 9.9%. Representative examples based on 60 monthly payments. The total amount repayable by you can be calculated by multiplying the monthly payment amount by 60 instalments, Monthly prices do not reflect our membership prices. The finance is available for treatments that have a membership fee.

Spread payments with complete peace of mind

We offer finance for many treatments from £500 and for up to £30,000. Credit decisions will be subject to your individual circumstances. You must be over 18 and earn an income to apply.

Payments are taken once a month and there are no hidden fees. Once your loan starts, payments are collected every month. You can easily change your payment day online if you wish to. You also won’t get charged an extra fee for things like repaying early, or even for missing a payment.

Once your last payment is through, that’s it, you’re done!

Repayment Examples

Treatment Cost Term (Months) APR Monthly Payment Total Repaid
£800
12 Months
0%
£66.66
£800
£800
60 Months
9.9%
£16.66
£999.61
Treatment Cost Term (Months) APR Monthly Payment Total Repaid
£800
12 Months
0%
£66.66
£800
Treatment Cost Term (Months) APR Monthly Payment Total Repaid
£800
60 Months
9.9%
£16.66
£999.61

How it works

After your consultation, we’ll send you a link regarding finance. Using this, you’ll be able choose how to pay from the options available. The application is quick and should  only take about two minutes to complete.

Applying is easy and won’t affect your credit score. Our lenders ask simple, but relevant questions and your data is kept private at all times.

Finance applications only run soft credit checks, so if your application is unsuccessful your credit score won’t be affected.

A QUICK & SIMPLE PROCESS
9 out of 10 of our credit decisions are instant. Our sophisticated algorithms give you a response in under 3 seconds.

If you’re approved, you just need to choose when you want payments to be collected each month and you can start the loan right away.

If you’re unsuccessful, you can refer the application to a friend or family member and have them apply on your behalf.*

DEPOSIT
A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is completely up to you.

CHANGED YOUR MIND?
There is a statutory ‘cooling off’ period of 14 days after signing, during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed.

Tabeo handles payments for London City Smiles and many other businesses in the UK.

LONDON CITY SMILES LTD trading as London City Smiles with its address at London City Smiles, 19-21 Islington High Street, LONDON, N1 9LQ, UNITED KINGDOM. LONDON CITY SMILES LTD is a credit broker and will only introduce you to one suitable lender based on your choice of loan. Authorised and regulated by the Financial Conduct Authority (FRN 659810). Tabeo Broker Limited trading as Tabeo with its address at 5th Floor, 10 Finsbury Square, London EC2A 1AF. Tabeo is a credit broker and loan servicer. It will only introduce you to one suitable lender. Authorised and regulated by the Financial Conduct Authority (FRN 777539).

Work out your plan

Use our finance calculator to work out your monthly payment plan, then apply online.

Our stunning dental clinic in Islington

Patient satisfaction is very important to us